The information about basic real estate investing has been democratized for quite a while, and I can't imagine there are any deep dark secrets being shared there that will get you rich quickly. 

The "backdoor Roth" strategy allows someone who earns too much income to be eligible to make a direct Roth contribution, to make a non-deductible contribution to a traditional IRA, limited by the annual contribution limits ($5500 for 2013), and then do a Roth conversion by rolling the contribution over from the traditional IRA to a Roth IRA.

You are comparing apples and oranges - i.e. sellers who place their home on the MLS without a traditional agent and those that never put their homes on the market but do a private deal.

I am actually trying to lock down a private money lender so I might not need a traditional bank for the loan. 

I was wondering if I acquired another SFH via traditional investment loan, and either rented whole house/by the room - would the income count towards lowering my DTI?

We use the traditional lender and get 15 percent down How did you add value to the deal?

If you are working with the right team they close a lot more quickly than traditional loans. 

So I started researching books on investing and lo and behold if I didn’t find Rich Dad Poor Dad.

I'm trying to perfect the language to attract both traditional and distressed sellers. 

Hey Poonam, I took Rich's masterclass back in July and have been doing private sessions with him as well, I've got nothing but great things to say about him.