@Justin MoyHey Justin,When we were syndicating deals back in 2018-19, our three syndications were all 506B.

Total rent between the three is $3200/month.I have an adjustable 20 year mortgage with a balance of $100,000~ at 4.95% that is set to adjust in 2026.I also have a HELOC on that property at $180K~ with a 9.75% rate.

In DSCR loans, a 5-year prepayment penalty (PPP) is common but not universal.You can typically negotiate this with lenders, especially if you're concerned about refinancing within three years.

Three are VA loans. 

How big are most rentals compared to the size of your houses.Two and three years ago people were flush with covid cash. 

For example, I’m doing three side by side duplexes and it’s costing me $135 psf, but I had to spend an extra $10k per foundation because of bad soil, and the smaller the property the higher the cost psfI’m working on a 28 unit with elevator, demo required, green roof, and it’ll cost me around the same psf as the duplexes.I’m doing three side by side triplexes which are full renovations, basement digout, all new facades, and that’s costing me about $106 psf for construction Non of these numbers include architecture, geotech, MEPS, environmental, utility plan, or finance costs

Take a step back and ask yourself why you purchased the first three single family homes in your portfolio and ask that same question each time you are considering making a purchase.

Lenders usually take your middle score of the three and it is not listed, so, that could be an issue if its lower than 660..

It took another three weeks for him to actually sign the lease because I foolishly relied on my PMC to qualify him.

I am having a hard time finding insurance underwriting for the three-family that I am purchasing:https://www.redfin.com/PA/Pittsburgh/7209-Penn-Ave-15208/hom...The only policy I could get a binder on was from Tapco in North Carolina with a $10K deductible for $5500.