If not, this is going to add stress to your marriage and your relationship to your children, and typically significantly more than most people expect.Your house is inevitably going to be damaged and changed during the time that it's a rental.

:(    Owners just do NOT have enough stress:  under water, extreme deferred maintance,  loose of income and behind on payments. 

Dealing with tenants who are strangers is stressful enough.

Once a tenant is in, those repairs take longer and cost you more money in stress and collateral damage.

UtahAmericafirst 80% LTV on noo 65% LTV UtahArvest Bank AR, OK, AL, MO Bancorp South, TX Lines of Credit on free and clear housesBank of Southern California, CABank of West (BNP Paribas) 60% LTV CA, AZ, ORBB&T will loan on a rental portfolioBBVA, now PNCBECU for ORBellwether Community Credit Union, NH and MA 85% to 100%, draw 10 yrsBMO Harris, 3 HELOCs to 70% LTVBoeing Employee Credit Union Cal Coast Credit Union, CA Citizens Bank -MiN, only in-state.

Just want to get rid of these houses and be stress free not being a landlord anymore. 

There's still a lot of questions to be answered, but based on cashflow alone, the 20% down option would be the less stressful way to structure this deal.  

I said never again and today don’t let any of my tenants get away with stuff that makes me unhappy or stressed.

/At that point this nice 72 year old stressed out lady started to cry and said it is amazing how God works.

So sorry you are under this stress.