I have just purchased a property at the Jersey Shore that will be used exclusively for short-term rentals through the summer season. 

Only use hard money as last resort as its intended to be used for short term investments or band aids to get your through.

Hi Tyler, During Covid is transitioned all my short terms to medium term and they were in two states.

Airdna.com offers accurate data on any given area for short term rentals!

.- Remember that people have left other work for this and only there a short time.

Their 100% LTC is attractive, but their rates might be on the higher end for short-term loans.Lima One Capital: A solid option, especially for more experienced lenders.

It will cost you money in the short term to sub-meter the gas, but over the long term it will be worth it in my opinion.

https://www.biggerpockets.com/blog/brrrr-loans-what-are-the-...Short-Term Rental Loans: What Are the Options and How Do DSCR Loans Stack Up?

I also am fine closing my purchase in cash, and refinancing shortly thereafter (or even down the road in 6-12 months).So for my questions:1) I've spoken with some mortgage brokers- they all seem to charge a lot of upfronts and are telling me I need to do a DSCR loan.

Real estate is going to be more rate and supply driven, than election driven.Equities will be election spurred(in the short term) but fundamentally earnings driven in the near term.