She then patched every hole herself and painted over the patches in the wrong color paint.

Installed a new roof and fresh paint.

Property appraised for 245k; however, it was classified as a c5 which prevented most lenders from issuing conventional financing.I contested the appraisal and the appraiser held their ground, but their supervisor told me that if I slapped a coat of paint on the cabinets (these needed to be replaced due to wood rot) it would be an easy c4.I paid $520 for a new appraisal, contacted all my family and friends, deep cleaned the home and put a fresh coat of paint on the rotted cabinets and over the doors.

The savings had the security deposits and monthly deposits for longer term items (cap ex) like a new appliance, or paint, or roof.

There’s more to be listed but I think I’m painting the picture. 

I can't speak for contractors, but as a DIYer, I know even the most basic kitchen renovation may end up costing me 10k if I were to do it myself. 2-3k for cabinets. 1k for plumbing and fixtures1k for electrical and fixtures2-3k for granite countertops1k for tiling/flooring1k for miscellaneous like painting, etc. 

It was suppose to be a 6 days rehab, and the contractor has done almost nothing to the property (beside painting the exterior of the house).

Paint, floors, new kitchen, and bathroom updates.

Lets say I want a bid on paint.

The worst one needed a new roof, a new AC, new exterior paint, interior paint, new appliances, etc.