There are definitely multiple options and some will allow for a set amount of personal transactions per year to waive commission splits.

Through preferred rates and quarterly cash flow, I strive to create multiple revenue streams for my investors.

It’s exciting to hear your perspective and how you prioritize trust and professionalism in your lending practices!

The syndications might be invested in multiple states which will require multiple state return filings which add to costs.Are you getting any consulting throughout the year?

Typically lenders divide up credit scores in multiple buckets with 780+ getting the best rate for some lenders while others it's 720, 740 or 760 gets the best rate pricing.

They were only bank I could find that would open multiple checking accounts under one EIN. 

As mentioned elsewhere, breakeven on cash flow is not the same as break even for taxes.Let's make some assumptions:Rental income = $1000Mortgage payment = $400 - but $300 is interest and $100 is principalOther expenses (repairs, advertising, utilities, etc) = $600Depreciation = $250The above scenario creates a break even from a cash flow perspective, however the tax scenario looks like this:Rental income minus the mortgage interest (principal is not deductible) minus the other expenses minus depreciation looks like this:1000-300-600-250 = $150 LossIf your income is over $150,000, then you cannot deduct that loss, but you can roll it over to future years. 

@Guillaume Vidallet As a Florida resident buying properties in multiple states, it’s generally best to form your LLC in the state where the property is located.

The other reason tax bills get stalled in Congress is that most bills combine multiple unrelated measures, usually serving various special interests.

Mainstream homeowner policies won't cover sober living because they don't account for the risk of multiple people recovering in the same home