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Perhaps we all can help guide you. 

Since your passive income currently covers your living expenses, there are a few extra layers you want to be sure you have someone with the analytical experience to guide you to the proper approach.

I actually do not think that is true:https://selling-guide.fanniemae.com/Selling-Guide/Originatio...

You can work with an accountant to work backwards and he can guide you of how much of a house you need to buy to get your income to the lower tax bracket / 12% / 10% / 0% bracket.

I look for deep market insight, guiding an investor for right neighborhood based on criteria investor provides and being proactive about helping filter thru' listings.

v=JFnUABPy-A8) , found this link/article from Jan. 2024 on how to do wholesaling in MD (https://www.realestateskills.com/blog/wholesaling-real-estate-legal-maryland) , read current articles and stubs (see https://ark7.com/blog/learn/cities/maryland-real-estate-wholesaling-guide/#), watched this linked YT video which covers 50 states and explains where wholesaling is legal and where it's not (https://www.youtube.com/watch?

The book is a guide on the exchange process, addressing pros and cons, as well as fees and potential earnings.

Start with BiggerPockets Ultimate Beginners Guide (free).

Reason why I mention this is FHA has a guide line that requires the primary owner to live in the "Main" house or occupy the larger GLA.