There are aggressive lenders out there with lower fees for experienced flippers.  

Essentially lower my taxable income by $117k?! 

With rates in constant flux, you might have opportunities to lock in lower ones.

Roth IRA contributions can be withdrawn tax-free, but earnings may be subject to income tax and penalties unless the account has been held for five years and you're 59½ or older.Instead, consider rolling over your IRA into a solo 401(k) if you're self-employed, allowing you to borrow up to $50,000 or 50% of the account balance, whichever is lower.

The agents are charged for this service no matter what so it's difficult for the agent to service from a time and financial perspective.

A little lower ARV is also ok.I like to use Hocker Title.

Alternatively, if I can find a lower cost single fam home where I can cash out 100% of my investment I would do that but those have been harder to find recently. 

Have you lowered the price at all?

There are definitely options for less than $100k, just depends on how much lower - $75k is doable but less than that gets a liiiiiittle tricky (although still doable in some cases).

They all think they charge too much and don't do enough.