I'm out of Fairmont MN also, been building a portfolio of apartment buildings in the area.

On the flip side, if you've got a bunch of Section 8 tenants living in a building that's in a neighborhood where a lot of the tenant base has good jobs, high credit scores, and are generally reliable people, you've got the most risky tenants in that tenant base and that ain't what ya want.

I really want to do an apartment building but i want to build a track record first of smaller deals and just looking for a strategy to get into deals similar to a subto or wrap.whats an agency loan?

The goal is to build a portfolio along the way. 1.

Go to BUILD YOUR TEAM at the top of the screen and look for local investors or meetups in your area.

As for building trust with sellers, communication is key.

All this is why, I believe, it's a rare thing in the REI industry. 

Build a financial history with your LLC. 

Lived in Columbus for 13 years, 600+ transactions, development experience, new builds, 40+ rehabs, DM me if you want to know about the market. 8+ years on the forums advertising and building relationships with investors in almost every state.

@Chanel Snerling not sure why you are so focused on building?