Thanks in advance! 

Perhaps the homeowner can turn back the deed to the mortgage holder, in lieu of foreclosure.  

Building the right team is a great first step—wishing you both success in finding your first property in Baltimore.Welcome aboard and best of luck investing!

But this will depend on the area that you are buying in.

Do you have your financing in place?

Even in housing.  

Fees should be clearly stated in writing, easy to understand, and justifiable.

Hi Nancy, I have sold property for clients in Carrollton.  

For example if the house is worth 400K, but they are willing to sell it for 375k because they are avoiding having to pay 25k in agent fees, then the bank can consider the equity gap as a down payment.

Same w/ the folks down at planning & zoning, they're super helpful. i'm in knoxville so happy to talk property specifics. sounds like a cool play. you'll be fine as an owner occupant and city STR rules.