Near the soon to be ex-Rollover Pass.

Step 1: Rollover all or part of your 401k to an individual IRA.

@Alex BillipsIf you are eligible for a Solo 401k plan, you can set one up for your business and fund it with new contributions and rollover from another qualified plan.

However, in that case and if you are self-employed with no full-time w2 employees working for you, you could set up a Solo 401k with a provider that allows for 401k participant loans, rollover the funds and then take a loan from the Solo 401k.3) Here are the general considerations regarding 401k loans.401k Participant LoansIf your 401k plan allows for 401k participant loans, the maximum loan amount is equal to 50% of the balance up to $50k.

I was looking at E-Trade because I need the rollover option and I want a Roth option.

Or does my equity roll over of the 1031 satisfy this?

That said you can do an indirect rollover for which you have to refund an account within 60 days.

My wife has enough in one of her rollover IRA's to either make the down payment or purchase the property outright through a self-directed IRA/LLC. 

There is no way to avoid that.Alternatively, you could rollover your 401k into self-directed IRA, and then invest in a rental property inside of an IRA.

If you are self-employed with no full-time w-2 employees, you can set up a Solo 401k & rollover funds from a non-Roth IRA as a tax-free direct rollover and then invest in real estate.Solo 401k vs.