Even with full coverage insurance you will not receive enough money to actually rebuild your home to today's building codes.  

Building built as multifamily tend to have more sound damping, particularily the newer the construction. 

Non-investors focused networking groups are also a great way start building your team in the area.

Since your lot is already zoned RS3, you can (by right) build a new SFH or 2-flat.

.- Realtor Fees: As mentioned, these range from 3-7% of the purchase price, plus VAT.Benefits for Service Members- Equity Building: Owning property builds equity over time, providing long-term financial security.- Strong Rental Potential: If reassigned, you can rent the property out in Germany high-demand rental market.- Tax Advantages: Germany offers tax deductions for property owners, which can help offset some costs.Key TakeawaysService members have a unique opportunity to buy property in Germany with minimal upfront costs.

Meaning you can sell an apartment and purchase an office building and it's a valid exchange. 

You also have to factor in time limitations.

Focus on building your U.S. credit score, saving aggressively, and educating yourself through books, podcasts, and market research.

It's great that you're focusing on building a solid foundation before diving into real estate.

Yeah, various factors kept adjusting but for majority part it was the same sport. 2020, everything changed.