The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

I recommend spending a little extra money and pay to have trade specific people inspect the property too, not just an inspector.

That could mean renting extra rooms out to roommates or buying 2-4 units, living in one, and renting the others.

I've had negative experiences with a bad general contractor and a non-paying renter (leading to an eviction), so I'm being extra cautious in selecting the right lender this time.Could anyone recommend a trustworthy lender in the Los Angeles area who can guide me through this difficult time?

I retired from the Army about two years ago, and during the last 3 years serving I started investing in real estate for extra income on the side.

You pay in the rate for the extra leverage.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

The house I just bought last week with 5% down was $620k purchase and the PMI is $108 per month, so pretty minimal in the big scheme of things; I would't pay the extra $93k to save $108 per month, that's only a 1.4% premium.

. $1,520.00•Demo about 12” of walls and rip out entire shower pan and step •Install cement board on exposed wall •Apply RedGuard and Waterproof membrane to shower pan and up the exposed walls •Install new drain adapter in shower floor •Install new tiles provided by client Optional (just in case fixing shower pan does not fix the water leak) rebuild shower. costs extra $5100•Demo shower • New plumbing for a new fixture •Install cement board on exposed wall •Apply RedGuard and Waterproof membrane to shower pan and up the exposed walls •Install new drain adapter in shower floor •Install new tiles provided by client •Client provides plumbing fixture

Many of us will gladly share our contacts - helping you AND that allows us to provide value to our contractors by referring them extra business.