Quote from @Tracey Watler: Hello BP, I was looking for a lender in Puerto Rico, I’ve learned that even though Puerto Rico has almost all of the products and methods of the US not all US banks lend in PR. 

Aloha, In a market where the sale-to-list price is 97.9%, homes sold above list price is 18.7%, and homes with price drops is 51.4%, I’m exploring how to respectfully submit an offer with a 30% to 50% discount on the listing price.Beside from the following actions, are there any additional steps I can take to ensure my approach is considerate to both the seller and my agent?

The class instructor did show us various creative financing methods, but most of the time was spent trying to hype people up to become better people and help other people out of a foreclosure situation.

It varies a lot depending on install method, regional area, heck even a specific properties weather exposure. 

Looking forward to exploring the potentials and the opportunity to collaborate! 

Have you thought about refinancing into a DSCR loan or have heard of the BRRRR method?

As you begin, remember to take your time researching and exploring different options.

If you are considering using a more commercial method, such as a DSCR loan, those products are simply reserved for commercial use and not personal.

Some recommend the STACK method also.

If that is your intention the slow flip method is not for you.