There are separate entrances and exits.I’ve decided to design them pretty much identically, minus a couple decor and furniture items. 

sounds like it was pretty competitive.. 

We have spoken with them and pretty strict covenants as well as Axos bank

There are other options such as harvesting capital losses on other financial instruments, but the stock market has been pretty good lately, so that may not be an option.

Funding at closing is a different animal and everyone above has already pretty much laid it out for you. 

And as i said, everyone I know is sitting pretty, not an issue at all.

I thought the information was pretty much accurate on the pros and cons of section 8 and other info.

Our local market in Columbus has been pretty incredible with price points lower than markets like Austin or Nashville, with a better economic outlook than similar large cities of over 900k people. 

Relationship-Based LendingBanks: Normal transactions are always cold-blooded and policy-oriented.Private Money Lenders: Most often work with borrowers to create solutions and value relationships over strict rules.The Bottom LineThe power of private money lending, I think, is a pretty effective alternative for borrowers who need speed, flexibility, and customized solutions—especially in industries like real estate investing.

So the quotes others have mentioned I assume are pretty close to what it might actually cost.