@Shane InsangYour house hacking strategy in the Bronx sounds like a thoughtful approach, and it's great that you're exploring creative options to get started in real estate.

So we are having to get creative with fb marketplace and stuff.Even stuff as simple as changing out locks to smart locks can be annoying and difficult if you're as non-technical and non-handy as I am!

Looking at a portfolio purchase.  180k purchase price, 20k down, balloon after 5 years.  Payments based on 15 year amortization with 6% interest.  My question, at 5 year mark, if the properties appreciate at 4%, I sho...

I’ve been successful with Airbnbs and love the creative aspect of designing unique and appealing spaces.

I have recently been learning about wholesale real estate and creative finance and thought that they were amazing ways to get into real estate without needing large amounts of capital on hand or taking out a high interest loan.

That's impressive to find your first deal off market AND to have a creative finance play.

But you can get pretty creative with these entities to implement additional layers of protection by utilizing additional tools - and in my opinion real estate investors under-utilize trusts.

Partnering with experienced investors can provide valuable insights.5.Creative Financing:Explore creative financing options like seller financing or private lenders to secure better terms.6.Rent by the Bedroom:In high-demand areas, renting by the bedroom can boost your rental income significantly.7.Local Market Analysis:Stay updated on local market trends and network with other investors for insights and opportunities.Always analyze potential investments thoroughly and run detailed cash flow projections.

Without having the cash on hand I'm wondering if a private money loan is the only type of financing to work around this barrier.We buy a lot of pre-foreclosures using creative finance.

If the deal is "creative" and outside the traditional box of a real estate closing, they won't like it.