Granted this is philosophical discussion, but that notion should apply to all we do in our lives...

But if the contractor isn't contributing financially and only doing the renovation work I'd think 50/50 would be fair.

IntroductionBrief overview of the increasing role of data centers in the digital age.Introduction to the concept of artificial intelligence (AI) and its growing influence on data center designs.The Driving Force Behind AI-Integrated Data CentersExplanation of why AI is becoming indispensable for modern data centers.Overview of the challenges faced by traditional data centers, including energy efficiency, cooling, and reliability issues.Transforming Efficiency and SustainabilityAI-Optimized Energy ConsumptionDetailed look at how AI algorithms improve energy efficiency, reducing operational costs and environmental impact.Smart Cooling SystemsExploration of AI-driven cooling solutions that adapt in real-time to optimize temperatures and further enhance energy efficiency.Sustainability at the CoreDiscussion on how AI integration contributes to greener data center practices and the pursuit of carbon neutrality.Enhancing Reliability and Performance with AIPredictive MaintenanceInsight into how AI predictive analytics can forecast equipment failures, ensuring high reliability and minimizing downtime.Dynamic Resource AllocationExamination of how AI optimizes the distribution of computational resources, enhancing the overall performance of data centers.Case Studies: AI in ActionPresentation of real-world examples where AI has successfully improved data center designs and operations.The Future Landscape: AI-Powered Data CentersSpeculation on future trends and the evolving role of AI in data center innovation.The potential impact on industries reliant on data center services, including cloud computing, telecommunications, and large-scale enterprise IT.ConclusionRecap of the key points discussed.Encouragement for industry stakeholders to consider the integration of AI in data center designs.A call to action for further research and investment in AI technologies to drive the next generation of data centers.

Ask questions, seek feedback, and actively contribute to the projects you're involved in.Specialize and Focus: Consider specializing in a specific niche within real estate investing that aligns with your interests and strengths.

I think you may have your understanding backwards as a very common strategy is for people to contribute to their 401(k) through their employer to get the full match, and then roll those contributions into a ROTH account at the IRS maximum per year (currently $7k).

@Mike Lambert always appreciate your contributions to the forums, Mike.

We’ve researched using a HML, but aren’t sure which would be smarter and have less impact on us financially as a newly-married couple, since personally, I wouldn’t be taking any risk or contributing to the purchase.

I have read about it over the years and while is seemed a big far-fetched when I was younger, I am now at a place where I can see the logic of the expansion over multiple properties - I think it was the BRRRR method that really sold me - where each property can contribute to the down payment of the next property (Still have a lot to learns about the mechanics of that and the balance of the extra monthly payment cost of the cash out re-finance, but I can visualize the logic of the concept).Sincerely,Joe

I house hack but the loan is still considered my primary residence so I guess I wasn’t considering it as an investment property that contributes to my NW.

He has had time in the market and a number of "time-in-the-market" factors have contributed to his success.