People if you truly want to become successful, you seriously need to learn how to use common sense.Now this is me:All these leads are motivated off-market, organic leads.

I had someone give us a fake employment letter and fake Visa last month so if it feels off, trust your gut like @Jeff Willis said.

Your situation is surprisingly common.

In a real estate borrowing context it's most commonly used in construction and bridge debt originated by banks.  

How stable was their employment & income?

This is made possible by them setting up a Tenants In Common (TIC) structure.Has anyone done this before?

Perfect example Oregon ( Hillsboro tech Hud) got a massive amount of Chips Federal Grants as Chips are seen as a National need ( dont want to rely on Taiwan)  Intel is largest employer in state . the city of Hillsboro identified 1700 acres to bring in to ensure future high Tech growth ( got to have the land)  the no growthers and farmers and newspapers scream we cant have sprawl U cant do this.. we have plenty of land already in the Urban Growth areas.. while thats true very few parcels are over 40 acres in size.

It was common to buy land for 10-20% of what it had been selling for just a year prior, sometimes even less.

So, we are somewhat covered.My employer has an Employee Assistance Program that includes some legal help.

I thought it would be a good topic to discuss and was just curious if it's common Nationwide.