If you think the price is artificially high, I would advise you to sell.

This artificially altered the true supply/demand ratio  Very low interest rates that became lower to spur the economy to combat the economic impact of Covid  Realize that both of those reasons are Covid related and have resulted in a current price in excess of what would have otherwise occurred.  

I talked to a realtor since my post and she mentioned that the market is currently artificially inflated due to people moving away from the city.

I am taking a hiatus from my job in medicine so I have not been able to refinance the other two yet.

This artificially altered the true supply/demand ratio Very low interest rates that became lower to spur the economy to combat the economic impact of Covid Realize that both of those reasons are Covid related and have resulted in a current price in excess of what would have otherwise occurred.

What if the rents were 20% below market, market rent growth is expected to be 8% per year, and the expenses are artificially high?  

Investors are buying homes at way too high of a price and they are trying to artificially inflate the market values of the homes they flipped.

Thereby artificially giving you a debt ratio problem when you might not have that problem if the industry standard was used?

Of course we never want long term negative cash flow, but this is a bit different due to the artificially short amortization.

The more I look at this the more I come to the same set of conclusions.This real estate investor trend/boom/etc. really took off after 2008 when prices were artificially low.