I have lots of experience in all types of single-family investing, small partnerships in multifamily and commercial, and a vast knowledge of construction.

Since I’m still in school I don’t have much money, I’m trying to learn as much as I can about real estate so that way once I get a job out of college and a steady income I’ll know what to do with my money.

And a good point on "not giving up the rate if I'm looking to grow my portfolio". 

This Penalty is applicable to both a refinance and a sale.

I've done a lot of research on this topic as both an investor and as one who assists other investors in exploring this strategy.

We didn't buy much from the MLS and if we did, it was either a "handyman special" or it had been on the market 180+ days with a motivated seller willing to take less than market value.This will be the "new normal" going forward and a lot of newer investors will drop out of the acquisition market and just hold what they have.

Overall, you're spending $25k in extra costs and a monthly pmt that's $500 higher to keep $50k in your bank account. 

And a reminder of our appraisal and rental documents for acquisition that everyone should have access to fill in and view when doing your research. 

Here’s how we handle applications:Income Verification: We require proof of income that’s at least three times the monthly rent, verified through six recent pay stubs and a detailed employment verification process.

For family life, there are great communities with good schools and a lot of kid-friendly activities.