Although I'm not afraid of taking risks (I do run into burning buildings, after all), they're usually taken with a lot of education, experience, and forethought.I do have a friend in the fire department who has been successful with wholesaling, flipping, and I believe rentals, too, in the Baltimore region. 

For retail centers you could have all national tenants, some mix of national and regional to mom and pop, all mom and pop.

@Josue Velney there’s a big variable and that is what region you are in.

For the record, I'm not a huge fan of generic stats like this because real estate hyper regional and one big overpriced mansion can skew a TON of data...The median house price increased 4.6 percent from one year ago to $264,800 in August.

All kinds of stuff goes into this, including rents, strength of regional economy, other things that affect supply and demand. 

DHM from what they say will give you a lot of leverage although from what others have posted about rates they are the very highest in the industry and for sure if they are going to risk begineers with little to no money into the deals that's what they can command.they also charge 3k for their study guides which used to be mandatory but from what we are hearing on BP its now optional.. here are some regional lenders that are for real.lendinghomevisioConventusLima oneLending oneand then you will have local lenders I like to go local when I can but I have done business with all but lending one .. and they all have their pluses and minuses..

Is the tenant local, regional, or national in nature?

You're best option to get all these questions answered is to find a local/regional bank (local to where you want to build) and see what their appetite and offered terms these days for construction loans. 

And of course highly regional … Interest rates make a difference for sure on DTI and how much loan someone can get.. 

new construction is still moving nicely in our markets.. its totally regional as you know.