•Explore private lenders or hard money loans if you need higher leverage, though the interest rates will likely be much higher.

I would definitely avoid her services if you want to save yourself the trouble and get quality work.

From what I have heard, Dayton is a similar market, and you will ALWAYS save money by investing locally by not needing to hire a Property Manager (yet).

. - All they've got to learn is to save some of their income to pay their bills on time and they could then afford to buy a home.Instead, they spend every penny they make on things they don't really need and then blame everyone else.Take a look at a Class C or D tenant's bank statement to see the frivolous things they spend their money on and you'll better understand our society's biggest problem.

Eliminate debt, establish a budget, and save.

LLC's have their place, but they are overhyped and new investors tend to overestimate their importance and underestimate the administrative effort.I have been a landlord for 15 years and well connected, yet I don't know anyone who was very saved by an LLC, so I asked BP nation:https://www.biggerpockets.com/forums/926/topics/1151922-than...

All of my saved analysis is  glitching. 

You can go the one property route but I think doing an agreement period is much more motivating for the agent (and will save you time, hassle, etc)

We have retirement accounts, a small private stock market account, and an emergency fund. 

Both on one loan may save you a bit up front in costs, but it'll make it more complicated if you ever decide to keep one and sell one.