On these very forums you hear countless stories of "I lost 5K and can't pay for me medical expenses".

If you don't have the money, then borrow the money from someone who you will pay them for use of their capital. 

Do you have to pay a bit of a premium for that luxury? 

Example, a short pay history - non-redeeming factor, a 25% down payment, a redeeming factor to counter the short pay history.

Tenant pays all utils except water.  

They gloss over the actual REI experience only to have people pay $10k for it when you could have simply put it into a property and learned on your own to gain experience.

What would I need to do to structure the note in order to have a note buyer come in and buy the note or buy a partial enough to pay off the 215k at closing and still have some difference coming to me or the note revert back to me after the partial was paid for. 

Simply agree to pay too much and get it under contract and then call around and waste everybody’s time trying to unload it to end Buyer.

Focus on paying them off (smallest to largest), and you'll be living large in 20 years.

Yor offer starts off with, "I'll pay your commission" and here is what I'd like to offer your client.