I want to attract buyers online.Currently, I am observing the real estate business at my friend's office.

That is, I completely disagree that BP is a great way to meet borrowers -- at least safe borrowers -- and vise versa.It's my observation that many lenders come on strong here and then disappear, presumably when they realize how little business actually gets done online this way.

thank you for your feedback and observations.

I couldn’t agree more with your observation on the 15 year mortgage.

However, vacancy is low (<4% much the past decade, though up considerable in the past couple of years with over 400 new unit coming on-line)After observing Saint John for a few years, we finally took the plunge in 2016.  

You're absolutely correct with your observation.

My observation thus far has been that most of my seller leads that call are fully aware or have the presumption that I am an investor.  

It is quite a bit easier to observe risk in liquid markets with well-defined covariances than it is when using illiquid projects like real estate.  

This same concept goes right along with finding a preferred type of tenant, in my observation certain locations near me draw a certain type of tenant that I would prefer to not rent to.

Since then, I've observed it with pretty much everybody.