My funds are limited however, local banks and Credit Union like Navy Fed offer; Zero down, no PMI for members called “Military Choice”, these have higher interest rates advertised for example rate of 4.5% but with funding fee 1.75%, origination fee 1%, .5 of a point.

There must be plans out there to incorporate french doors (for light into the living area) and thereby double my beds.  

Of course, I have a real good relationship with my tradesmen and never, ever give them **** (pardon my French) about getting them paid for work well done.For a job of this size, I'd say you're going to need a day to day foreman... otherwise scheduling and keeping your crews from stepping on each others' toes will start getting dicey.

Also, Navy Federal has their own 0-down program, but not sure if it qualifies for anything other than single family homes.

One other thing, I am a former Sea Bee and I did construction carpentry when I was in the Navy.

Navy and invest in FL.

https://www.biggerpockets.com/blogs/8160/51023-ah-banks-pardon-my-french---part-1

Join the Navy, see the world (not always the good parts). 

Hello @KevinO'donnel I am coming back to NJ from Hawaii once my time in the Navy is over.

One of my longest Navy friends is an instructor in Whidbey Island.I agree with most of what's already been suggested.