Im in insurance and there is good reason many carriers limit mold remediation coverage to $10k.

You will receive proof of insurance from the insurance carrier and notice of cancellation should they not pay for the policy or cancel it.

I’ve cultivated a relationship with a carrier that has created a policy that is perfect for infinite banking.

They handled the claim with my insurance, got me the most money and made sure the insurance carrier didnt screw me.

The carriers have run the statistics and found the houses with window units are significantly more likely to report a claim and/or the cost to repair is inflated when compared to homes with central AC.

I was just listening to a podcast where the guest was saying that any information the property owner volunteers can be considered a "deliberate act" (that is probably not the exact term, but I forget) which allows my insurance carrier to deny any claim.Second, my W2 job is such that I cannot easily miss work, outside of paid vacation (which is scheduled months in advance), I only get 3 personal days per year and I try to reserve those for weddings/funerals/family emergencies.Despite those concerns however, I will probably end up writing the letter. 

Each policy is so specific to each policy owner and property, it's tough to know which policy will cover what without getting it directly from the carrier or agent.

I just wrote one in CT that one of our carriers for $400,000 RC was $100 less than the next best rate which was based on $110,000 ACV for the same property.The second item that was confusing is what the payout will be.

Inform your Insurance carrier that you are renting this out as a STR.

They quoted me rates that we half of other carriers & they were very responsive/quick w/quote.