Getting a DSCR of 1 in some of the higher tax counties of Georgia is tight, but we've been able to get through them.

However, there's a loss on the 2023 Tax Returns, and Net Income is $45,000 in 2022 (Client has lots of writeoffs) What loans could I use that only consider:- Bank Statements - 1099s - Credit Score Please contact me with options.

Most on this forum can't even come up with a downpayment, you can't expect them to ride HOI/tax increases, vacanices, etc., with lower leverage and less cash flow on a property.

Also, how does one assess whether or not one can turn a profit after paying principal/interest, insurance, and taxes each month?

They are mocking these up with interest only loans and factoring back in the tax deduction as if you qualified for the tax benefits of a real estate professional and factoring in the diminished first year property tax (since its not a full year).

They can sell tax free.

At a 37% tax rate, this creates around $117k in tax savings, reducing your taxable income from $700k to $583k.2.

The high property taxes takes out most of the profits. 

Will the property taxes skyrocket?

Real estate investment can be incredibly rewarding, between the cashflow, appreciation, and tax benefits, it truly is the greatest wealth creation tool.