It was built in the 1920 and is over 100 years old, meaning that a lot of big-ticket components are past their design life.

I'm scarred by old wallpaper, but am thinking more and more of putting peel and stick wallpaper on the back of an island for a quick design change in the kitchen.

My 35-year professional background is in commercial construction, mostly design-build with about a 60/40 split between design and construction.

We both have degrees in graphic design and work for Universal designing theme parks (with some on-site experience for both of us).

Canva has a floor plan designer that I’ve heard is good.

. - Design: design goes hand-in-hand with amenities for maximizing revenue.

Unless these folks are the money managers for a money laundering scheme designed to clean blocks of cash with large denominations and private party placement and don't care about 5% US Bond scrutiny (sovereign wealth comes to mind), my first thought when I saw the 3% interest rate was skepticism.  

You need to make sure the policy/coverage you get is designed for this use and not a standard homeownes policy.The Lawyer and the town can give you an idea of the Modifications you may be required to make due to:- ADA compliance- Fire Code Compliance- other Laws/Ordiances that may be triggered when you move away from a Residential to a Commercial exposure

Neighborhoods; rehab; design; investing principals like leverage, appreciation?

An umbrella policy is designed to cover excess liability so they always want to see an underlying policy for protection.