Given the size of the income you are working with in semi-retirement, one would assume that you do have substantial capital to work with, or at the very least can accumulate it fairly quickly, so on top of just real estate tax savings strategies, you would also likely benefit from a team who has subject matter experts in estate and gift planning. 

In PA, there are no tax liens, only tax upset sales where you take title to the property subject to any existing liens. 

Maybe this is what your real estate agent used to value the subject property. 540 Willard Ave SW, Atlanta, GA 30310 - Link1666 S Gordon St SW, Atlanta, GA 30310 - Link

an independent subject to appraisal would be a good tool to use for the analysis

My mom sold her house and downsized and rather than buy a rental, she put the money in a savings account.So right now she can get about 5.5% I think on a HYSA, but that’s subject to change and she has received 2 offers.  

@Basit Siddiqi is exactly right that Philadelphia / NJ has some unique reporting headaches that are often screwed up, so whoever you work with, gauge their experience working in numerous jurisdictions, or their teams access to those subject matter experts.Those in the construction world and rental world open themselves up to some substantial opportunities from a tax planning perspective, but also need to be sure they thread the needle carefully on the real estate professional rules to actually qualify for them.

We have properties in the Bryson City Area, as well as having subject matter expertise in the Greenville area. 

This has been a subject of conversation recently in the lending world and I expect it to become more enforced in the near future.

Our ideal candidate is someone embedded in and active in the STR space, as subject matter expertise + working with partners and advertisers is a key element of this role.You can find the application here.Working for BiggerPockets alongside our incredible network of employees and contributors has been an incredibly rewarding experience for me, and I'm so excited to be growing our content team.

But under MD law wholesalers will be subject to the same disclosure come October 1st.