Ogden has done nothing to provide for mom-and-pop landlords who might have brought stability to neighborhoods where owner-occupants aren't quick to adopt.  

Since real estate tends to have a lower correlation with the stock market, it can serve as a stabilizing asset during economic downturns.

We're able to crank out mods regardless of weather, have all of our inspections scheduled like clockwork, and control the timing of production with the site work. 

It has been my experience, too, that smaller banks with a deposit relationship have a lot of flexibility and a variety of products on offer.

@Dan DeGroffTo achieve a house-hacking dream in Washington, consider lender flexibility, documenting intent and income stability, applying for an investment property loan, partnering with a Washington State resident, exploring creative financing options, and considering FHA or VA loans.

My only reservation is the higher interest rates on these particular loan products vs regular residential mortgages.

The majority of your Agents will be trash, so you'll spend more time money and effort trying to get them to become productive Agents.

Now, with fewer loopholes, we might actually see some stabilization in the market.

Less expensive and more productive in my opinion.  

Activity will always be great when you buy right and make a great product.