If anyone has ever walked those shoes and had the sleepless nights knows this is not something you gloat and make comments to feed the fear and try to look smarter then the average.

My owners would not expect me to do something they would not do if the shoe was on the other foot.

You will bring gloves, shoe coverings, and surgical masks (if available) to help with any spread. 

If you're putting your deals together with shoe string and glue, it might be better to wait and see.

I'm in a dilemma as to what to do:1. 2.5% 5/1 ARM with cashout upto 65% LTV - no cost, no points2. 2.5% 10/1 ARM with cashout upto 70% LTV - $14k in cost and points3. 2.625% 10/1 ARM with cashout upto 70% LTV - no cost, no pointsRegd my primary residence - I don't intend to stay here permanently - about 10 years more.With the cashout proceeds - I would like to buy an investment property or two (local, not out-of-state).What would you do, if you were in my shoes?

The next shoe to drop, will be from first position lenders.

What would you do in my shoes to start in real estate (becoming a landlord) My family has basically less money than me so Help was never an option.

Right now I'm trying to maintain a holding pattern on everything and if I were in your shoes, I think I'd cancel and see if the seller is willing to either refund the EM, or perhaps use it as credit if you resume the purchase down the road. 

I also tend to put myself in their shoes while I weigh in what my business needs and especially since this is not normal circumstances.

You're young and have plenty of time to invest, I would definitely go to Hawaii if I was in your shoes.