Lets say that i have a total of $100K in total losses that have been carrying from prior years from all of my rental properties combined.

This new property is roughly 1,600 sqft, with 3 beds and 2 baths.We see this as a unique opportunity, especially considering how rare it is to find this price for new construction in the California market.

If you are hiring a one-man shop, the odds of that one-man being able to put the effort needed into all the areas needed across 50 or 100 units is very rare, much better service with a team that can take 2am calls and deal with villages etc.

If you have equity in a property and are having cash flow issues, sell the property as rarely do those issues not go away. 

I would check this list out if you want to absolutely make sure you're getting a lender that has that perfect combination of trustworthiness and solid terms!

These areas you are describing rarely appreciate, so the pricing is low and you can cash flow, but, as I said, at the end of the day, it is very hard to manage these types of properties.

Some lenders allow you to go up to 90% combined loan to value meaning whatever your balance on your first mortgage is plus the equity loan can go up to 90% of your homes value.

Operators that are open and able to offer combined usages for slower seasons, such as mid term discounted extended stay rates in the winter, can improve lower estimated production in the off-seasons. 

Student rentals are great because you rarely have to worry about vacancy, and you'll get a range of students willing to pay a premium to live in the nicest house off campus vs some students who just want a cheap apartment with their friends.

The combination of high price and a doubling of the interest rate results in high cost for financed RE. - Rents have not and cannot keep up with the cost increase of financed properties.