I have a little different perspective.

Generally, here's the rule I follow with stuff like this: If every house on the block has a garage and you remove it from your house, that's an expected facet of the home that is lost and you will objectively lose value when comparing to another house from a "market value" perspective; especially from an appraiser's point of view. 

Assuming you "converted" the property to rental 4-5 years ago and you filed for rental applications/permits and have been filing 1040's for that property then you should be good from an age perspective. 

In perspective, probably it wasn't the best thing but we got the interest down from 3.75 to 2.5 and , yes, now there's no mortgage interest to use for the rental.

You've never done business with Scott Smith or Royal Legal SolutionsThe emails you claim to have received could have been written by his secretary, or Edward in the PhilippinesHow can you say "they may be slipping a little" when you have no other experience/perspective to judge him by, other than your own?

I hadn't approached it from that perspective before nor have I read about any situation where that is an issue, but I can believe it!

Considering your empire and experience, I'm thrilled to hear your perspective.

Additionally, I recommend reaching out to @Kyle Mast for his perspective.

And no matter how you try hard to be kind, people don't always see things from the Landlord's perspective when it comes down to money.

When you say LTV inside an SDIRA is somewhere around 50% are you speaking from an IRS rule perspective?