Your income level may not be insufficient to repay the loan also.

Hmmmm. 90% LTV is a pretty rare find. 10% down often results in insufficient cash flow to make the bank's 1.2 or 1.25 debt service coverage ratio. 

Social Services has in processing type administrators who qualify folks for benefits, many won't qualify with excess assets or rentals, cash flow is usually insufficient to pay medical costs and they need to sell to qualify.

Insufficient Income, etc...For me it totally depends on the severity of the issues and how long ago they occurred.  

On a practical basis, this can mean less frequent replacement and/or chasing down tenants for a moving out expense that their security deposit is insufficient to cover.  

They could be insufficient, and they can stop checks or close the account.  

I have worked with rental owners who have directed me to evict tenants with insufficient legal grounds; in those situations, I am unable to comply with the request.

As a function of insufficient due diligence, the new loan investor does not identify the issue, purchases and boards the loan.  

From the article: The ordinance would also disallow property owners from denying an application because of an insufficient credit history, credit scores lower than 500 and eviction judgments more than three years old.So I can't deny you because your credit score is below 500, but can I deny you because it is over 500, but not high enough?

Companies often flounder when they don't understand their market, or if they are not focused (pursuing too many things at once), or if they are insufficiently capitalized, or if they lack vision and keep changing tracks.My main concern, if I were you, would be time.So what are all your good reasons not to start right now?