@Dani Murai, while I can't give you a name of anyone in your area (I am not from there), when you are interviewing contractors, here are a couple things I have seen:I avoid any contractor that has a draw schedule based on percentages, i.e. 1/3 up front, 1/3 at halfway completed and 1/3 at completion.  

Please include this subject line " (your name/date/subject)" and I'll respond directly to it.

Quote from @Celine Li: Hi everyone,My name is Celine, and I live in Los Angeles.

Even Wall street big names didn’t start with diversifying.

@Devin James My bet is on that they close. 

Essentially, I am betting that rates won't go low enough where it makes sense to refinance.

My realtor provided me with three names of folks he has worked with which is helpful.I spoke with the first one (who is a mortgage broker so not tied to one particular bank) and he said I would need to put 25% down on a vacation/2nd home, or at least 20%.

Hi, my name is Sam Penrod, and I’m based in Indianapolis, IN.

As I told him several times being Latin and with the name Ramon, of course he would have a lot of kids, but 58? 

Unfortunately screening is getting more and more difficult with workforce, big name companies changing their policies to not sharing rental history.