Same for fixed assets.  

Our customers typically get a 30 year fixed mortgage with a 20-25% down payment.

Based on your age & needs, you could consider a variable annuity (stock market) vs a fixed or deferred annuity (more like a long term CD). 

They also have monthly meetings, site visits to fix-n-flips, some classes, etc.I'm happy to connect you into the local investing community. 

For those of you actively working on fix-and-flip projects, particularly in dynamic markets like Houston, I’m curious about your approach to navigating today’s challenges.

Since you have no experience- network and find the most active fix and flip investors in Charlotte, Raleigh or Greensboro. 

Lender Experience and ReputationHow long have you been lending in the fix-and-flip market?

Generally we raise capital from investors who want a fixed income and have enough meat on the bone to keep all the equity in the deals and push the valuation and also obtain commercial financing where we can get 75-80% LTV financing and still maintain a DSCR of 1.2+2.) 

I fixed this the second time I advertised a property. 

Your biggest problems here are going to be how to properly qualify someone, what to do if someone stops paying, footing the bill if you have a big repair item, finding quality and reasonable vendors/contractors to fix things, and keeping track of payments.If this isn't you, give me some more context of where you're at and I can give some better insights.