7% is probably good for projections, but I would ask whatever bank you're planning to go with where they're at and factor in an extra 0.25% to be safe.

So sad...... what is scary too is they only have them 10-20% contained and they are expected to get high winds again which can carry those embers pretty far. you also have to think these fire fighters etc. have been working around the clock and must be exhausted.

You're not in the position to be a cash buyer...as a former wealth manager, it's simply not a good play for you for many of the reasons stated above and more.  

.- Capturing searchers with high-intent- Spend is flexible (unlike ILS networks)- Semi-easy to manage once you get the hang of itThere's a lot more I can share, but hope this is helpful!

I found a property thru a realtor and as per airDNA it has good potential, but needs good amount of touch up.

Automatic VM and Text are good, too. 

Quote from Account Closed: Does anyone have a good software or tool specifically for sending quotes and estimates, I have heard good things about mortgage coach but its expensiveHey Account Closed, welcome to the BP Forum!

BiggerPockets also has a calculator to analyze deals, and I highly recommend you start this as soon as possible, even if you are not ready to buy.

I've now used it twice.The program requires 10% down, must be a rental, no PMI, and has a very high standard of credit.Last I did it (Summer 2022), my rate landed in the low 5%.  

As you already know, the quality of the investor agent will speed up your learning curve, and save you money, time, and headaches.