There is statutory, and now Fannie/Freddie guidelines, that exempt many transfers from being subject to the Due On Sale Clause...asset protection/estate planning purposes are covered.Why Use LLC when an Umbrella Policy Does the Same?

Recently a friend recommended I looked into BiggerPockets as I was telling them about my "concept of a plan" and maybe he could also notice my hesitation.

I would not recommend this service at all.  

Word of mouth recommendations always goes a long way with me.

I’d recommend connecting with an investor-friendly agent in DFW to find off-market deals or fixer-uppers within your budget.

Bigger Pockets is a great place for education and networking and is full of great content.I recommend that you check out the following resources:1.

Once completed you need to have a lender at the ready who can delay finance the deal so that you can pull the HELOC funds out and put them back in the HELOC acct.That is the gist of what I would recommend for your situation.All the best on your journey!!!

I highly recommend you work with agents in the future.

I’d recommend option #3—replace the sofa bed with a comfortable sofa and acknowledge the upgrade in your response to the review.

If it’s doable financially I’d recommend the duplex.