How do you balance the wants vs. needs game while still enjoying life today?

Not know what Eddie Speed is all about, is there a game plan you have for notes?

.: @Mike HernThanks Mike, I played that card 2 years in a row and this time I can't find another good reason.

BUT, it's an appreciation play. 

Then divide that cost by the amount of time between now and then and that's how much you should be putting aside for Capex.For general maintenance, the age and condition of the building will play into that.

While the rates can be a bit higher, the ability to work with a lender who understands your specific needs and timelines can make all the difference.For larger projects, private lending can be a game-changer.

You're worried about the defense you need to play, just play offense.

Quote from @Danny Gonzalez: @Paul CijunelisSo I’m not in the IL market, but I’ve owned a PM company for 5+ years, and here are some lessons I wish I’d known when starting out:1.Hire a VA Early: If you haven’t already, bringing on a Virtual Assistant is a game changer.

Then what’s your play? 

Most seller finance notes have interest rates in the 9-10%+ range.Also, 5% down is very little skin in the game for the borrower.