Why not refi them individually with the same lender or a couple of lenders.

Also they remove the need for a chimney and individual water heaters since the exhaust is essentially moisture. our HVAC does most of their work in the city if you want contact info- He's installed 3 for us just this last year lol In basic terms It would involve:-Permits / approval-Additional Meters X 3 (all thru UGI, they coordinate with contractor)-3 additional units to accommodate each apartment.

You will not find a lender who will go below $75,000 on an individual asset if your property appraises for anything less than let’s say 96,000, you’re going to have to utilize what is called a blanket loan.

Apparently an unstable individual can hold your rental business completely hostage by making false accusations. 

I've heard more lenders having issues lately with this "dual layer", even though the standard family trust and its individual settlors are usually the same for liability, credit, and tax purposes. 

I can’t wait to dive back in with a fresh perspective, connect with like-minded individuals and new opportunities!

I'm looking forward to connecting with like-minded individuals, learning from your successes and setbacks, and growing together as a community.

Are you trying to buy the land from an individual seller who has not paid IRS or property taxes?

We all signed leases individually and the landlords never had special zoning or permits.

Instead of focusing on just money, you should focus on what kinds of work do you find exciting, meaningful, fulfilling?