If the answer is yes, then it's a no brainer to make minimum payments on your 2.8% interest rate mortgage, and use the funds that you would have paid extra to pay it down faster, to either invest in more real estate, the market, or anywhere else where you can get a ROI > 2.8%.If the answer is no, then feel free to aggressively pay it down as fast as possible, to become debt-free faster, and just have a large amount of money in savings or to splurge with.The bottom line is that your 2.8% mortgage is GOOD debt.

Feel free to shoot me a DM to discuss any questions you might have about investing out of state, always happy to chat! 

Quote from @Antoine Black: I have a house that free and clear and I'm trying to tap in the equity can any one help  Hey Antoine, As Mike stated, your best bet is a local credit union.

For example, if she can't visit the property, is she good at record keeping (so everything is organized at tax time) or finding vendors, comparing product prices, finding free or low cost items on Facebook marketplace to improve the rental)3. emergency fund.

YouTube is also a fantastic resource—it's free and you can learn at your own pace, which is a huge benefit.

Regarding all of that work, is there anything you think could be automated that would either free up your time to close on deals faster or help you profit more on a deal?

Feel free to check us out at ComfortCapital.com.Regarding Sunrise, they’re a credible operator—Kevin is a smart guy, and we share a handful of investors.

We use DealCheck to underwrite deals and QuickBooks Online for everything related to accounting and budgeting.

If your time is worth $500 an hour I would spend the 5k on 10 hours of searching for a free mentor.

There is no such thing as risk-free money."