Example: a gfci outlet tripped--simple reset can be performed by the tenant themselves.

.- 2nd Story: 2/1 - Nicest finishes, only missing upper cabinets/shelves, range hood, less outlets than I’d prefer, large pantry and enclosed livable back porch.- 1st Story: 2/1 - Mid grade finish, missing upper cabinets/shelves,, range hood, same electrical / layout.Garden: 1/1 - Mid grade finish, ceiling hight is good (lower in some areas, assume for boxed out utilities), floor carpet / tile but noticeably not level.

Or, maybe it tanks after your "pay off" event, and you now aren't in a position to capitalize. but either way, your $x dollars ahead every month due to the payments being gone vs.You use that 20k now, get a cash flowing property, but the market tanks and you can't get all your cash back out, let's say, none of it (although, likely to get SOME of it back even in a down turn), but you have a cash flowing property, and the same bills you have now? 

Wonder if non-GFCI outlets are still legal in kitchen/bathroom with older building in San Francisco?

@Jeffrey Flowers The majority of lenders require you to hold the property for 6-12 months.

I'm not sure about Washington state specifically however I would just reach out letting them know that the lease is expiring and asking them what their plans are and letting them know that you would like a M2M with the amount. 

Until then, buy that woman some flowers and tell her that the best decision you ever made was marrying her. 

@Ian Stuart Ian thank you for reaching out, let’s certainly connect.

We are just removing the walls, adding new outlets on new circuits, replumbing in the same place, and updating with blown insulation.

Anyways, chill out. Let