Property is in downtown San Jose location with possibility of new parks next to our location being built and also new constructions around our neighborhood.2.

What I have seen in the research is to find a property you are interested in and compare to other comps in the same neighborhood.

Jay is right, this is generally going to be a fit for the family members who love you the most.

Credit unions or smaller regional banks might be a better fit.

The unit is located in South Jersey, 15 min outside of Philadelphia in a nice, vibrant neighborhood, close to amenities and public transportation.

Look into areas with lower price points and solid rental demand this can allow you to start investing without the pressure of high local prices.Your brother’s contribution gives you financial flexibility, so use this time to find a property that fits your needs without rushing.

The rooms are unfurnished and the tenants are very low-maintenance (hardly know they are there). 2+Unit Buildings here and nearby currently sell for $1.5M on average.I bought the property 16 years ago, so my mortgage rate is very low (2.2%) Even though the property is cashflow positive, my bigger play is the average 5% yearly appreciation.I'm looking for others who are interested in house-hacking in this neighborhood. 

Fit buy box of A or B rated school that will appreciate over time.

If single you would have standard deduction of $15,000 plus LTCG tax bracket of $48,350 giving you room of $63,350 to fit income and converted amounts in before you pay any tax.

I would interview several different lead sponsors to see which ones are a good fit for you.