There are calculators online but make sure you are familiar because I get a lot of people call me because their loan officer failed to run the numbers and they are getting ready to lose a deal or earnest money.If you want to go FHA you can always put more down but I would take a look at Fannie Mae as well for High Balance areas.  

After 8 years, I would have expected many of those items to have failed.5.

If you fail to follow the rules, you may open your personal assets to a lawsuit.

Normally, house hacking is a much smarter option because DIY renovations fail every single time.

It never fails that their name is truncated, they have no photo, and their profile is barren as well.

Just speaking from experience after close to a decade in the Rio Grande valley.Wow, looks like talk to text failed me once again... 

It's true you get a tax deduction for your mortgage, but you also pay taxes on whatever else you decide to do with that money.I would list all of your known investment opportunities, what you think the after tax returns would be, and a risk level 1-5.If paying the mortgage is a clear standout on that list on a risk/reward basis, I would spread out the $60k over a period of time and apply it to principal.You might have other goals like cashflow or reducing risk which might weight towards paydown also.

Quote from @Jason Leigh: Here's what I would do.Write a very short, professional letter to the property manager explaining that they failed to communicate with you about anything, particularly the "services and maintenance" that was never communicated to you or approved by you.

We had a list of preferred real estate agents we listed our stuff with to get fair market (maximum) sales price.If we wanted to dump a property below market value, we knew who the players were and would contact them discreetly - we didn't want any negative publicity.Unless you find a desperate, failing lender, don't see you having much success.

Too many times new investors are focused on their most immediate needs and fail to take into consideration how certain relationships can help them in the future.