Funny thing is your opinion in those posts is extremely aligned with mine, it's more the approach where I cringe and go...

Unfortunately, there are a few bad eggs who take extreme advantage of people which inevitably causes these issues.

And of course, these are two extremes along a spectrum. 

As @Tom Gimer and @Peter Walther write, why wouldn't they isure is a vital question. 

Expenses are extremely cheap for it as well compared to my other units. 

Now let’s do a further extreme of a 4/2, 1500’ unit in the rough part (class d) of Detroit.  

NO kidding way over thought and over kill.. a landlord with proper insurance and takes care of their property ( not a slum lord) has extremely low liability issues.. disputes with tenants is generally over deposits and when you go to evict them..

But many people buying for themselves are EXTREMELY emotional. 5.

Vegas is an extremely dry climate and I would be very surprised if you got mold.2.

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