Nephtalie, While many of my friends will disagree - I don't mean to be a "Debby Downer" but.....Representing a mortgagor(ower) to help reduce/modify a loan with a Mortgage(lender/bank).  

In my experience, once you start examining operating statements you find that the expenses are conveniently low.

Why do 2 different CPAs and an enrolled agent disagree?

So, as such, I will have to disagree. 

Using the last downturn (only one data point, I know) If an investor had not sold and stayed in the SP500 they would be up 80% from 2007 levels, so I'm inclined to disagree with that 17 year number. 

The biggest downside for me is not having MLS access to gain a faster understanding of the market (fully examining sales in neighborhoods, quickly comping properties when they become available, etc).Based on both approaches, I'm biased toward having the license but also knowing when it's best to utilize an agent to achieve your goals.

Na, disagree with you.

@Cameron Kennerton I disagree that the Denver market is over-inflated. 

I disagree with a few things that were said thus far.

@Chris Roche I would have to disagree.