Call me fiercely independent but I don’t want other people arbitrarily telling me what I can and can’t do with my hard earned property.

James and his people who manage the program are nice and give basic sales and negotiation advice but not much that moves the needle in any situation.

Then, after I had experience and several wins, people were willing to partner with me on deals, or lend to me in second position for a short period of time to help with the down payment and with repairs and then I would pay them back when I would refinance.

At the sale, some people, who it must be presumed did not look at the property and there were several bidders. 

They sell you a package to enter and then find you people to stay and never paid you back!

thank you i hope to meet tons of people here!

There are two kinds of people in the world.

Some people will push to get the maximum, even if it means they may wind up with nothing. 

This is a self directed RRSP or TFSA account that allows you to lend your money out to people with the backing of their mortgage for a high interest rate. 1st, 2nd, 3rd mortgages, down payments, refinances, flipping or renovation money.

Nowadays, people can make paycheck stubs/W2's that look convincing so just make sure you invest in software that gathers verified information on applicants.