Heidi, if you do a 1031 exchange, both the capital gains and depreciation recapture can be deferred, but the recapture isn’t eliminated—it just gets pushed to when you sell the new property.

Eliminate debt, establish a budget, and save.

Driven by favorable interest rates and stock market performance, debt issuance has been the main capital driver.

If you put a corporate accounting to eliminate standalone accounting such as QB and Xero.

Link-https://www.hometap.com/end-debt-stress-estimate?

Understanding Commercial LoansProperties with 5 or more units typically fall under commercial real estate loans, which have different requirements compared to residential loans.Requirements for a Commercial LoanCreditworthiness: Both your personal and business credit scores will be considered.Down Payment: Typically, 20-30% down payment is required.Debt Service Coverage Ratio (DSCR): Lenders will assess the property's income relative to the debt payments.

IF the wholesaler explains to the home seller (in writing and verbally) that he will only conclude the transaction IF he can flip the contract at a profit, then fraud is ELIMINATED from the equation.2.

Maybe you mean debt to income?  

We bought at 375k, are currently renovating the basement, and have income of $4725 (before utilities, insurance, and debt service) right now.

I know debt can help you scale faster.