If you are planning to use a DSCR loan, lenders will want to see a valid lease, utility bill, or official document supporting you are living somewhere else. 

It cost $200 for all the documents, tax ID, forms necessary for opening the bank account, and a year of support.

Maybe the sellers have documentation to see what the company's name was?  

I have some auto-denials in the "review phase" based on landlord reference such as numerous late pays on rent, numerous documented lease violations, and move-out damages exceeded collected deposit... but still have yet to enter the "landlord reference/review phase" of my screening process due to the details on their CBR's as noted above. 

It's hard to watch the flood damage in the news because my wife and I have visited numerous times.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Well I looked into the document and lo and behold it was in the policy.  

Provide an interim document: If your lender is willing to work with you, you could submit a document showing the refinance has occurred (e.g., confirmation of the new loan terms under the new borrower's name).

Mostly for document upload.

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