Is it going to be the most effective way to maximize tax deductions and correctness?

Correct, and having the hard conversations ASAP as they come rather than letting things get worse is critical

So, with regard to use as a bedroom your realtor is probably correct.

@Jason Malabute is correct here.

I assume the rate on DSCR loans are slightly higher than traditional financing or home equity loans, is that correct?

Is that correct?

I believe you just need to have it rented for 1 week in the year to use the bonus depreciation after the cost seg, correct?

I do however agree with you that there’s no one size fits all approach and depending on the type of business that’s operated and location, the correct strategy may vary. 

After operating 1 rental for 2 years and another for just a few months, I just got notification from the code enforcement at my municipality (whom I had visited in person) that I didn't file a paper correctly and fines are possible.

But his website is a complete mess and hasn't worked correctly in almost 2 years so it's impossible to find the status of your investments.